According to the Tax and Customs Authority, it is now possible to pay, redeem, and anticipate installments in voluntary collection on the Finance Portal.
Paying off your home loan early can be a solution to reduce the monthly installment you pay for this burden. Find out how it works, as well as the advantages and disadvantages.
Depending on the type of credit to be settled, it is possible to hire a personal loan to do so. However, there are some factors to pay attention to so that the personal loan is approved. We explain everything in this article.
Three measures are at stake, now approved by the Council of Ministers, to help Portuguese citizens with their housing credit installments: the reduction and stability of the installment for two years, the extension and simplification of credit bonuses, and the extension of the suspension of amortization commissions. Find out if you are eligible and how to apply.
Making an early repayment of your mortgage credit can have several purposes. If you have a ready monetary value to invest or want to use your savings to apply to your mortgage credit, consider whether you want to reduce the current installment you pay or the term. Understand better in this article.
With the rise in interest rates, early repayment of housing credit was a popular option for the Portuguese in 2023 to avoid high interest rates. Check out the numbers.
Home loan renegotiations rise to 8.8 billion euros - a 5 times growth from 2022 to 2023. Understand better what is at stake, in the link below.
Until the end of the year, no commission is charged for early repayment of the home loan. Learn about the special regime and how much is charged outside of the current regime.
The sudden loss of income or an increase in interest rates can lead to defaulting on credit payments. One option for immediate savings is credit consolidation. How does it work?
According to DECO Proteste, some families have 20 loans, with credit cards being the main cause. But how to ease this credit burden? Get to know the options next.
By consolidating their credits, João and Carla saved 275 euros monthly and 3,303.72 euros annually. Find out how!
Adding different debts into a single credit is possible, and not only simplifies the repayment process, but also saves money on all. Understand all the advantages of this financing.
Want to hire a personal loan, but already have other financing? Find out if you can in this article.
Do you know what a credit score is and how it can affect your application for a new loan? We explain everything next.
Consolidating multiple debts can be a good option if the goal is to reduce monthly installments and facilitate budget management. Find out which ones you can consolidate.