Related to: "Crédito habitação jovem 100% financiado: Como obter e simular"

Crédito habitação financiado a 100% e sem impostos até aos 35 anos: Perceba as medidas
Housing Credit Acquisition

100% financed home loan with no taxes until age 35: Understand the measures.

What does the new Government promise for young people's housing credit? 100% financing and tax exemption are the measures in question.

16 Apr 20243 min

Quarto com cama e quadros pendurados na parede simbolizando habitação para jovens
Housing Credit Acquisition

Are you young and looking for a house? The three government measures for housing.

If you are young and looking for a house to buy or rent, the Government has created a program "Build Portugal" that will facilitate access to housing for young people. Learn about the measures involved.

20 May 20242 min

Chaves douradas sob fundo laranja simbolizando habitação
Housing Credit Acquisition

Are you young? Check out these nine housing measures from the Government.

With its program "Building Portugal: New Housing Strategy", the Government aims to keep young people in the country by ensuring access to housing. Learn about these nine planned measures.

27 May 20242 min

Nota euros simbolizando compra de casa por jovens garantia governo
Housing Credit Acquisition

Purchase of house by young people: Government will guarantee up to 15% of acquisition value.

The new measure is aimed at young people up to 35 years old and will ensure 15% of the purchase value of the house, up to 450,000 euros. Understand it better and find out when it takes effect.

23 May 20242 min

Garantia pública para aquisição de casa por jovens extingue-se assim que pagos os 15%
Housing Credit Acquisition

Public guarantee for the purchase of a home by young people expires after paying the 15% percent.

The details of the new public guarantee measure for up to 15% of the housing loan value for young people up to 35 years old are still being clarified by the Government. Understand how it will work in case of default.

29 May 20242 min

Tudo sobre as novas medidas de apoio à habitação para jovens
Housing Credit Acquisition

All about the new housing support measures for young people.

The Government has in place some support measures for young people when buying a house. Understand all the measures in question.

29 Oct 20242 min

Este casal jovem poupou cerca de 60 mil euros acedendo ao financiamento de casa a 100%
Housing Credit Acquisition

This young couple saved about 60,000 euros by accessing 100% home financing.

This couple bought their new home without the need for a large initial investment, saving thousands of euros on the down payment.

17 Mar 20253 min

Crédito habitação jovem com garantia pública tem prazo máximo de financiamento?
Housing Credit Acquisition

Is there a maximum financing term for young mortgage credit with public guarantee?

Home loans for young people up to 35 years old with public guarantee have a maximum term for financing with the same rules as conventional home loans.

14 Feb 20252 min

Novos empréstimos habitação sobem impulsionados pelos jovens
Housing Credit Acquisition

New home loans rise driven by young people.

Young people up to 35 years old were responsible for 56% of the total financed in new credit contracts for permanent own housing in March.

29 May 20252 min

Casa moderna com painéis solares no telhado, situada numa área rural com campo de trigo dourado em primeiro plano e floresta ao fundo, ao entardecer com céu colorido em tons de rosa e azul.
Housing Credit Acquisition

Como comprar casa sem entrada em Portugal?

Comprar casa sem entrada inicial pode parecer impossível, mas em Portugal já existem soluções que tornam este objetivo mais acessível - sobretudo para quem é jovem e está a adquirir a primeira habitação. Com programas de crédito habitação a 100% e alternativas como o uso de fiador ou imóveis de bancos, é possível conseguir financiamento total sem precisar de grandes poupanças.

02 Jul 20257 min

Céu azul e telhado verde de uma casa a aparecer
Housing Credit Acquisition

By May, over 42 thousand young people have resorted to 100% financing in housing credit.

Over 42,000 young people have accessed this new measure. Let's remember the access requirements.

07 Jul 20252 min

Duas pessoas sentadas numa mesa de madeira, na mesa estão alguns papéis um computador portátil. A imagem visa representar a análise de uma proposta de crédito
Housing Credit Acquisition

FINE: Learn how to analyze a credit proposal.

When buying a house with a housing credit, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a form called FINE, know its purpose and how to analyze it.

11 Aug 20234 min

Pessoa a calcular a taxa de esforço
Housing Credit Acquisition

Effort rate: What is this concept and how is it calculated?

The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?

11 Aug 20239 min

Crédito habitação: O que difere a TAN da TAEG?
Housing Credit Acquisition

Mortgage loan: What is the difference between APR and APRC?

When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?

11 Aug 20234 min

Crédito habitação: Taxa de juro fixa, mista ou variável?
Housing Credit Acquisition

Mortgage credit: Fixed, mixed, or variable interest rate?

The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?

11 Aug 20237 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.