Most read

Carro clássico branco em fundo amarelo - representação visual do tema automóvel relacionado com impostos como o IUC.
Personal Car Loan

IUC in 2024: what it is, when it is paid, and what changes.

Do you have a car? Find out why you need to pay Vehicle Tax, what the amount is, and what changes this year compared to this tax.

11 Mar 20244 min

Entrega IRS: Como o reembolso pode ajudar a reduzir os custos de créditos
Personal Consolidated Credit

IRS delivery: How refunds can help reduce credit costs.

Are you getting an IRS refund? Learn how to use it to pay off your mortgage, reduce installments, or consolidate debts, saving long-term interest.

28 Mar 20254 min

Posso contratar um crédito pessoal, tendo outras dívidas?
Personal Consolidated Credit

Can I take out a personal loan with other debts?

Want to hire a personal loan, but already have other financing? Find out if you can in this article.

19 Sep 20243 min

Posso fazer um crédito pessoal para pagar outro crédito?
Personal Credit Emergencies

Can I take out a personal loan to pay off another loan?

Depending on the type of credit to be settled, it is possible to hire a personal loan to do so. However, there are some factors to pay attention to so that the personal loan is approved. We explain everything in this article.

11 Aug 20233 min

Qual o impacto do score de crédito e como melhorá-lo?
Personal Consolidated Credit

What is the impact of credit score and how to improve it?

Do you know what a credit score is and how it can affect your application for a new loan? We explain everything next.

03 Oct 20242 min

Crédito consolidado para juntar dívidas: Quais as vantagens?
Personal Consolidated Credit

Consolidated credit to gather debts: What are the advantages?

Adding different debts into a single credit is possible, and not only simplifies the repayment process, but also saves money on all. Understand all the advantages of this financing.

16 Sep 20243 min

Quais os créditos que posso consolidar?
Personal Consolidated Credit

What credits can I consolidate?

Consolidating multiple debts can be a good option if the goal is to reduce monthly installments and facilitate budget management. Find out which ones you can consolidate.

15 Oct 20242 min

O que significa fazer uma consolidação de créditos?
Personal Consolidated Credit

What does consolidating credits mean?

The sudden loss of income or an increase in interest rates can lead to defaulting on credit payments. One option for immediate savings is credit consolidation. How does it work?

11 Aug 20234 min

Precisa de equipar a casa? Conheça o crédito pessoal recheio
Personal credit Home filling

Need to furnish your home? Get to know personal credit for home furnishings.

Personal credit to fill the house can be an excellent way to transform your space, as long as it is planned responsibly and adjusted to your real needs.

22 Nov 20242 min

Crédito pessoal:  Que cuidados ter na contratação?
Personal Credit Works

Personal credit: What precautions to take when hiring?

Looking to hire a personal loan? Find out the precautions to take and how to find the most advantageous proposal next.

12 Jul 20244 min

Crédito pessoal ou cartão de crédito: Qual escolher?
Personal loan training

Personal credit or credit card: Which one to choose?

Notice how each option can be advantageous depending on what you are looking for.

18 Nov 20243 min

Crédito pessoal para imprevistos: Como funciona?
Personal Credit Emergencies

Personal credit for emergencies: How does it work?

Personal credit for unforeseen events is a useful tool for dealing with urgent expenses. Understand how it works.

22 Nov 20242 min

Crédito responsável: Como educar os filhos a lidar com o crédito de forma consciente
Personal loan training

Responsible credit: How to educate children to handle credit in a conscious way.

Financial literacy is essential to ensure that young people make responsible decisions in the future, especially when it comes to credit.

17 Mar 20253 min

Mão a segurar outra mão através de um rasgão em papel azul, com fundo branco visível no interior do rasgo; ambas as mãos têm pele escura e uma delas exibe uma tatuagem no pulso.
Personal Credit Emergencies

O que acontece se não pagar um crédito pessoal?

Deixar de pagar um crédito pessoal pode parecer uma solução temporária, mas traz consequências sérias e duradouras. Saiba o que acontece se não pagar um crédito, quais os riscos legais e financeiros, e como agir para regularizar a situação.

29 Jul 20255 min

Crédito consolidado: Exemplos de como pode ajudar quem vai pagar IRS este ano
Personal Consolidated Credit

Crédito consolidado: Exemplos de como pode ajudar quem vai pagar IRS este ano

Vai pagar IRS este ano e sente o orçamento apertado? Consolidar os seus créditos pode ser a chave para ganhar folga financeira todos os meses.

24 Apr 20253 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.